I closed 3 credit cards in June 2005 and shredded the cards. They still remain open/current/revolving on my credit report. I no longer have the account numbers. Please advise on how to close these accounts again.
Hey guys,
I recently got a new job and during the hiring process they ordered a credit report. There were quite a few things on there that weren't mine needless to say I got those removed fairly easily however I did find 2 medical collections (for which I had never been billed). One was just for the copay, the other was not covered by the insurance. I'm talking with the insurance company to get that covered and then I will try a PFD.
My husband and I have been trying to clean up our credit. We are trying to raise our credit scores. I signed up with this credit repair/counseling service named CareOne. So, far I have not seen any suspicious activity. They have sent me a copy every month of the creditors that they have paid, the agreements they reached with the creditors and an itemized list of how my funds are disbursed. Very impressed if I must say so myself. However, the problem is my husband, they really can't help him cause he biggest debt is child support(children from previous relationships).
Would like to know if I am a co-owner (NOT co-signer) on a car loan, is it possible to remove the other person on the loan? If so, how do you go about doing that? Any help would be great!
Thanks!!
Welcome to the forums!!!
The best thing you can do is to make payments on time. Usually negative items remain on your credit report for 7 years from the date of your first default. In this regard, you should discuss with a financial counselor. I hope he/she will guide you to take a right decision.
DOES ANY KNOW IF CHARTER ONE BOUGHT OUT A COMPANY CALL AMERICAN CREDIT SERVICES INC. ?
I live in Phila, PA and I have been getting phone calls from a "PA Federal Agency"(thats what they said their name was), they always come up as "unknown" so I can't call them back. Anyway, apparently I took out a payday loan 6 months ago. I just recently used the payday loan service on 11/18/2011, this was the first time I have EVER used this type of service. They are saying that they are going to have me arrested for fraud.
Hi everyone. I'm getting myself confused over recommendations for how to handle some old medical debts. I've three items showing up on my credit report each for about $250. They all have dates opened and placed for collection in 2006. Paying that in full isn't a problem, but if possible I'd like to get them off the reports. What's the best course of action in this situation?
If I file Chapter 13 in CA will my wages be garnished if they are not being garnished now? Will my name be published in newspapers or on the Internet?
I just recently got my credit report and there in 6 different collections on there with no phone numbers not even the name of the collectors or creditors no information that would help I just recently decided to take control of my credit how do I do this with out knowing who these people are who say I owe them money it looks something like this
Collection(499ydoc789w) half an account number and a dollar amount that I owe but i dont know who they are and have no number to call and check it out or pay them! please help I have no idea what to do or should i just dispute this